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Expert Q & A Answers About genital warts symptoms

Could these white, raised bumps near my vagina be genital warts?

I recently noticed white, raised and pointy growths in my lower labia and anus area that hurt to touch. (I think my mom and sister had these when they were my age...are they hereditary?) They look like whiteheads. I checked online to see if my symptoms looked like an STD and genital warts are my best guess...but they’re not gray or pinkish, and they’re not cauliflower-shaped. My boyfriend doesn’t have any symptoms at all, but we’re a little worried. Do you know what these could be? 

Could I get genital warts from someone fingering me?

I’m a teenage girl and about a month ago, a guy I know fingered me. Now I have something that looks like a pimple growing on the left lip of my vagina. It feels like a wart and the center is white. It doesn’t hurt, but it is itchy. I don’t know what it is...could it be genital warts? How should I treat it?